– adequate buffers for challenges ahead Dividend 3 � Dividend proposal of € 1.00 per share , payout-ratio [...] max. calc. dividend acc. to ECB methodology 3 Incl. full-year result, post proposed dividend 4 Incl. capital [...] Reporting 5. Portfolio Profile 6. Funding 7. Capital & Dividend 8. Focus & Invest 9. Outlook Appendix Contact
3 incl. interim result Q1/18, post max. calc. dividend acc. to ECB methodology Pre-tax profit € mn (IFRS) [...] result 2 Incl. full-year result, post proposed dividend 3 IFRS9 first-time application effect 4 incl. [...] interim result Q1/18, post max. calc. dividend acc. to ECB methodology 5 Incl. capital conservation
post proposed dividend 3 IFRS9 first-time application effect 4 Post proposed dividend for 2017, incl [...] calc. dividend acc. to ECB methodology 5 incl. interim result Q1/18, post max. calc. dividend acc. to [...] full-year result, post dividend 5 Incl. full-year result, post proposed dividend 6 CIR = (GAE + net income
4% 1 Post proposed dividend for 2017, incl. interim result, post max. calc. dividend acc. to ECB methodology [...] post proposed dividend 2 IFRS9 first-time application effect 3 Post proposed dividend for 2017, incl [...] full-year result, post dividend 5 Incl. full-year result, post proposed dividend 6 CIR = (GAE + net income
– increase of pay-out ratio for 2017-2019 and dividend proposal of EUR 1.07 per share for 2017 New business [...] 5% Increase of pay-out ratio for 2017-2019 with dividend proposal of EUR 1.07 per share for 2017 1 Incl [...] Incl. full-year result, post proposed dividend Annual Results 2017 (IFRS, pbb Group, audited, approval from
interim result 3 Incl. full-year result, post dividend 7.4% 11.1%6 6.2%5 1.6%4 Pre-tax profit EUR millions [...] due to rounding 1 Incl. full-year result, post dividend 2 Excl. interim result 3 Incl. interim result [...] from simulation 3 Incl. full-year result, post dividend 4 Excl. interim result 5 Incl. interim result
simulation 3 Incl. full-year result, post proposed dividend 4 Excl. interim result 5 Incl. capital conservation [...] full-year result, excl. interim result, post proposed dividend Income statement (EUR millions) 2014 2015 2016
result, post proposed dividend 4 Excl. interim result, post proposed dividend for 2016 5 Incl. capital [...] full-year result, excl. interim result, post proposed dividend Income statement (EUR millions) 2014 2015 2016
Strong full-year result with PBT of EUR 301 mn Dividend proposal of EUR 1.05 per share (includes 100% [...] Strong full-year result with PBT of EUR 301 mn – dividend proposal of EUR 1.05 per share New business of [...] of 35%; EpS of EUR 1.46 and RoE after tax 7.3% Dividend proposal of EUR 1.05 per share includes 100% pay-out
considers special dividend for 2016 on HETA gain in addition to its communicated dividend strategy with a [...] rate for 2016 expected at ~35% Dividend � pbb considers special dividend for 2016 on HETA gain in addition [...] raised to EUR 280-290 mn – pbb considers special dividend for 2016 on HETA gain Results Q3/9M 2016 (IFRS
